Compensation for a Passenger Injured in an Automobile Accident
As a passenger in an automobile accident, there are various avenues available to secure compensation for your injuries. However, there are numerous requirements in filing an insurance claim and pursuing a case for damages. The specific circumstances of the accident determine how you can proceed, so it is imperative that you secure the services of a knowledgeable automobile accident attorney to assist you in correctly pursuing your claim.
In filing a claim, some of your options include:
- Filing a claim against the driver of the vehicle – If the driver of the car you rode in is at fault, you can exercise the option of filing a claim against her insurance company. This route can prove challenging in some cases because the driver is likely an acquaintance, close friend or relative. If the insurance company decides not to pay the claim, you may choose to file a claim against the driver and, in some instances, the insurance company, which could require that you testify against your family member regarding their fault in causing the auto accident.
- Filing a claim against a third party driver – If another driver is at fault for the accident, you may file a claim against that party’s insurance company. The company will make a decision about whether or not to pay the claim. If they refuse, you may choose to file suit against the driver to seek compensation.
- Filing a claim against your own automobile insurance carrier – Under many circumstances, you can file a claim against your own insurance policy.
If more than one party is at fault, the passenger may seek compensation from each separate driver, depending on the specific circumstances of the accident. However, cumulative compensation cannot surpass the total amount of injury. If your total injuries amount to $15,000, you can only collect $15,000 from all at fault drivers.
Contact A Personal Injury Attorney
If you were a passenger injured in an automobile accident, contact a knowledgeable attorney with vast experience in Pennsylvania vehicle accident law. These cases can prove challenging. Randy H. Kaplan Law Offices can provide you with the representation you need to secure the compensation you deserve. Contact the Randy H. Kaplan Law Offices online or call 215-576-8870.